Real estate financing and saving product "Sukna"

Arabi Islami offers you the real estate financing and saving product "Sukna" to own your dream home with unique features.

We made your home your saving through the brand new feature of saving-financing which offers you a monthly cash-back credited to your savings account, and after every 12 months, you will be awarded 100% of these amounts if you saved them all.

• Finance up to JOD 250,000
• Finance up to 100%
• Finance up to 360 months.
• Monthly cash-back.
• Fixed or reducing rate depends on contract type.
• Free Takaful life insurance
• No need for a guarantor in most cases.
• Possibility for Joint financing.

• Min age 21
• Max age 70 (at the end of finance tenor)
• Min salary for employees:
  • for employees working in Amman JOD 200
  • employees working outside Amman : JOD 150
  •  for business owners (monthly income) JOD 2,000

• Price quotation from the real-estate owner/developer.
• Bank statement for last 6 months.
• Most recent certificate of Salary.
• Social security statement.
• A copy of article of association
• Additional documents may be required.

• Financing is subject to the bank's credit terms and conditions
• The savings amount credited to the customer's account (the dedicated savings account for this product) was automatically calculated with the following equation:First: (financing profit at the end of the month x 0.25% / profit rate example: The profit for the first month, for example, was equal to 688 dinars, and therefore the saving amount will be:(688* %0.25) /8.5% = 20 dinars
• Second: Savings reward:

If the monthly savings amounts are not withdrawn for 12 months, a bonus amount is credited to the customer equal to 100% of the amount Savings account balance.

**Free Takaful life insurance is subject to the terms and conditions of the group insurance policy.

• Ijarah