Joint Investment Accounts

Arabi Islami Joint Investment Account allows you to invest your money in hassle free – sharia compliant method.  

  • Flexible investment term (1 month - 3 months - 6 months - 1 year).
  • Full account services through any of our branches across Jordan.
  • Free Visa ™ Debit.
  • Free semi-annual account statement.
  • 24/7 E-services.
  • Issuing cheque book.
  • Fixed standing orders.

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  • Minimum investment balance: JOD 3,000 or 3,000 (USD - EUR - GBP) .
  • Age requirements:
    • Jordanians:
      •  Min age:18
    • Non- Jordanians:
      •  Residents, for nonresidents justifying the true justifications for opening such account.

 

  • Jordanians:
    • Valid Jordanian ID.
    • Proof of residence (rent contract, utility bill ….)
    • For some cases proof of income could be required.
    • For US citizens and Green- card additional documents and signing additional forms will be requested.

  • Non-Jordanian:

    • Valid passport.
    • Valid residence permit in Jordan.
    • Proof of residence (rent contract, utility bill ….)
    • For US citizens and Green- card holders additional documents and signing additional forms will be requested.

Mudarabah

  • click here to view the fees and commissions ( arabic version only )
  • click here to view IIAB investment foundations ( arabic version only )

If such deposit reach the Sharia-prescribed Nisab, Zakat shall be calculated by applying the declared Zakat base rate to the outstanding balance as 31 December, as determined by the bank.  

Subsequently, the Zakat amount resulting from these deposits shall be aggregated with the Zakat due on the other eligible assets (such as Current accounts, gold holdings, and other), in order to determine the de total Zakat payable.  

 

As of 31/12/2025 , the applicable Zakat rate was 20.74 fils per Jordanian Dinar, equivalent to 2.047%

 

 

  • For more information please contact Arabi Islami Call Center 080022224 (toll free through any local landline) Or 0096265003300.
  • Or visit one of our Branches to apply.

Terms and conditions applied