Welcome to Arabi Islami Bank and are always pleased to be at your service.
We are pleased to offer you a selection of banking services and products, thoughtfully designed to meet your needs and aspirations. Presented in an interactive, machine-readable format, this content ensures a seamless and convenient digital experience tailored to you.
Basic Bank Account
Discover the simplicity and efficiency of banking services with Basic Account from Arabi Islami Bank, designed to provide you with the best banking experience by meeting your basic financial needs, enabling you to manage your money and pay your bills easily, and receive government assistance. Choose the Basic Account for a straightforward and reliable solution for your daily financial requirements, allowing you to navigate your financial journey with ease and confidence.
Features:
- No minimum balance requirement when opening the Basic Account.
- Exemption from commissions: minimum balance, cash deposit, and check deposits.
- Receive government support and refunds.
- Free SMS notifications to inform you of transactions made on the account.
- Visa Debit Card with no issuance, renewal, or periodic fees, allowing you to withdraw cash from ATMs of the bank and any ATMs and points of sale bearing the VISA logo in the Kingdom and worldwide.
- Advanced technologies that provide a high level of protection for your electronic transactions.
- Can register in "Arabi Islami Mobile" application for smartphones.
- Loyalty program "E Points."
- Bill inquiry and payment service via "eFAWATEERcom".
- Arabi Islami Bank's electronic services.
Eligibility:
- Jordanian residents aged 18 years and above.
- No existing accounts for the client at the bank or other banks in the Kingdom.
Required Documents:
- Civil status ID of the account holder.
Special Conditions:
- The account is subject to the instructions of the Central Bank and the terms and conditions of Arabi Islami Bank.
- No checkbook or credit card is issued for this account.
- In case of violating terms or exceeding usage limits, the bank has the right to close the account or convert it to another account type.
Account Limits:
- Maximum balance: 700 Jordanian Dinars.
- Transfers: two operations per month for each transfer type (incoming/outgoing), with applicable fees except for transfers from exempted entities listed below.
- Cash withdrawals at the branch counter: two free operations monthly; a fee of 500 fils applies after the second withdrawal in the same month.
*If transfers continue for more than 6 consecutive months causing the balance to exceed the limit or the balance remains above 700 JOD for 6 months, the account will be converted to a regular current account with its terms and conditions applied.
Exempted entities from incoming transfer fees:
- Royal Court
- National Aid Fund
- Governmental and military entities
- International aid organizations accredited by the Ministry of Social Development
Account Number:
The account number is your unique number used for all banking transactions with the bank, mainly for deposits, withdrawals, and internal transfers via branches or electronic channels. It consists of 13 digits.
IBAN Number:
The International Bank Account Number (IBAN) is used for receiving local and international transfers and government refunds. It is not a new account number but a standardized international format of the above account number and consists of 30 digits.
You can get your IBAN through the bank's website using the IBAN tool (click here for more information about the IBAN), which requires entering the 13-digit account number.
IBAN Verification:
Before making any money transfer to a beneficiary from another bank, it is recommended to verify the IBAN via the bank’s website using the IBAN tool.
Own Your Home via "Ijarah" (Lease Ending in Ownership)
Whether you work inside or outside Jordan or are a self-employed professional, Arabi Islami offers you the chance to own residential apartments and properties under the "Ijarah" scheme through flexible options and competitive features that make owning your dream home a reality.
Features:
- Financing up to 250,000 JOD.
- Financing up to 100%.
- Flexible repayment period up to 25 years.
- Free Takaful (Islamic insurance) life insurance.
- Financing possible without a guarantor.
- Joint financing options available.
Eligibility Conditions:
- Minimum age: 21 years.
- Maximum age: 70 years (at end of financing).
- Minimum monthly salary/income:
- Employees inside the capital: 200 JOD
- Employees in other governorates: 150 JOD
- Self-employed professionals: 2,000 JOD
Required Documents:
- Bank statement for the last 6 months (for non-bank customers).
- Recent salary certificate.
- Social Security subscription statement.
- Employment contract copy (for expatriates).
- Registration certificate and professional license (for self-employed).
- Price offer from the housing company / property owner.
- Additional documents may be requested.
*Subject to the bank's terms and conditions and the group insurance policy.
Safe Deposit Boxes
Arabi Islami offers safe deposit box services to keep your valuable belongings and important documents securely, with private access at any time during bank working hours.
Available at the following branches:
- Gardens
- Jabal Al-Hussein
- Sweifieh
- Al-Madina Al-Munawara
- Shmeisani
- Khalda
- Abounasser
- Bayader Wadi Al-Seer
- Marka
- Zarqa
- Irbid city center
Bank working hours:
From 8:30 AM to 3:00 PM.
Arabi Islami Visa Debit Card
We strive to offer the best financial electronic services, so we provide you with the Al-Arabi Islamic Visa Debit Card, which features high security and can be used locally and internationally at websites, stores, and ATMs bearing the VISA logo.
Card Overview:
- No issuance or renewal fees.
- Ability to link to current and savings accounts.
- Attractive daily withdrawal and purchase limits of up to 1,000 JOD.
High Security Features:
- More secure and easy with smart chip technology (Chip & PIN).
- Fast purchases and withdrawals using the new Contactless feature.
- Online activation with Visa Secure protection service.
Worldwide and Local Usage Features:
- Usable for purchases locally and internationally at millions of points of sale worldwide.
- Usable for cash withdrawals locally and internationally at ATMs with the Visa mark.
- Easy online shopping.
Family Members:
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Ability to issue additional cards for family members.
Terms and conditions apply.
In case of card loss, immediately contact Arabi Islami customer service center (080022224 / 065003300). Service is available 24/7.
Talking Bank Service IVR
A special service provided by Arabi Islami that enables you to communicate with your bank accounts and complete banking transactions anytime and anywhere.
All holders of Arabi Islami Visa Debit main cards can use the Talking Bank service without the need to apply for a separate subscription.
Services provided through Talking Bank:
- Inquiry about account balances (current, savings, joint investment accounts).
- Inquiry about the last 10 transactions on your accounts.
- Receive account balance summaries via email.
- Inquiry about ongoing financing on your accounts.
- Transfer between your personal accounts or to other bank customers.
- Credit card installment services (ordinary Visa, online shopping).
- Other services:
- Request account statements.
- Request checkbooks.
