Arabi Islami Mobile

Become a part of our family and open your account easily and quickly from your mobile without the visiting any IIAB branch. Enjoy direct delivery of your debit card to your doorstep, along with 500 points instantly added to your loyalty balance through the Arabi Islami app.

Download the app now, open your account with us, and experience a comprehensive digital banking solution that meets your financial needs. It allows you to manage your accounts and cards, and carry out your financial transactions 24/7. 

Features of Opening an Account Digitally

• You can choose between a current account or a savings account in Jordanian Dinar.
• Your debit cards will be delivered to you wherever you are within two business days after completing the account opening process digitally  no need to visit the branch.
• You will receive 500 free welcome points as part of the e-niqati program.
• Manage your accounts, track your balances, pay your bills, and carry out many transactions anytime, anywhere.
• Easily track your expenses and income with comfort and ease.

Steps to Open an digital Account

• Select New Arabi Islami Bank Customer.
• Enter your mobile number and the OTP code sent to you by the bank.
• Scan or take a photo of your Civil Status ID.
• Take a selfie (personal photo).
• Enter your personal, employment, and residential address information.
• Create your bank account (Current / Savings).
• Request your debit card.
• Create a username and password for the mobile app.
• For more details, click here.

You can Register to the Arabi Islami Mobile app by following these steps:

• Download the app from your phone's app store or via the following link (click here).
• Tap on "Register".
• Enter your 16-digit card number and the card’s PIN.
• Enter your 13-digit account number and your date of birth.
• Enter the OTP (One-Time Password) sent to your mobile phone.
• Create your username and password for the app.

You can manage your accounts through the following :

• View your account balances and easily select any account to see its details.
• Retrieve transaction history for up to 12 months.
• Search for transactions by type, amount, and/or date.
• Access detailed account information (balance, IBAN, and up to 12 months of transactions).
• View details of your financing.
• Share your account details via apps available on your device.
• Open a sub-account (current or savings) in JOD or USD without visiting a branch.
• Set a preferred account to skip selecting it each time during transfers or bill payments.
• Assign a nickname to your account for easier identification.

You can make financial transfers in multiple ways 24/7:

• Within Arab Islamic Bank: Transfer between your own accounts or to family and friends.
• Local Transfers: From your account to other local banks.
• International Transfers: From your account to international banks.
• Add new beneficiaries to send transfers quickly and easily.
• Schedule future or recurring transfers and set the desired number of repetitions.
• Make instant local transfers via CliQ using an alias or IBAN.
• Add beneficiaries to your list for easier future transfers.
• Manage your list of beneficiaries.

You can schedule and manage recurring transfers for your beneficiaries by:

• Setting the transfer start date.
• Choosing the number of transfers.
• Selecting the transfer period (start and end dates).

You can also manage your recurring transfers by:

• Viewing the status of each transfer (active, completed, or canceled) and their details.
• Modifying the number of transfer repetitions.
• Canceling recurring transfers.

Manage Your Visa Debit Card 

You can manage your Visa Debit Card through the following :

• View card transactions, including purchase details and cash withdrawals
• Set daily usage limits
• Enable/disable online purchase functionality
• Permanently or temporarily activate/deactivate your Visa Debit Card

Manage Your Visa Credit Card via the App

You can manage your Visa Credit Card through the following :

• Pay off the card balance (excluding Joala and Gold card)
• View card transaction history
• Pay bills (excluding Joala card)
• Activate/deactivate the credit card

• CliQ Services
• E-Fawateercom
• CRIF Report
• E-Voucher
• Carseer

What is the "Niqati" Rewards Program from Arabi Islami Bank?

The Niqati Program is a rewards program offered by the Arabi Islami Bank for individual clients enrolled in the program. It allows them to earn points and convert them into cash, based on the program’s terms and conditions.

How to Earn Points

You can join the rewards program by downloading the Arabi Islami Mobile app and logging in. Start earning points through your transactions using the banking app, debit cards, or credit cards, with a maximum limit of 125,000 points per year. 

Transactions That Earn Points

• Registration for the The Arabi Islami Mobile Banking service
• Bill payments
• Local and international purchases using debit cards
• Local and international purchases using credit cards

How to Redeem Points

You can redeem your earned points by converting them partially or fully into cash and transferring them to any of your current or savings accounts in Jordanian Dinars through the Arabi Islami Mobile app.
Note: You must have a minimum of 1,000 points to redeem.

Points Expiry

Points expire 12 months after they are earned and will no longer be available for redemption.

Sanad Digital Identity and Social Security Corporation Services

Activation of SANAD Digital Identity

Now you can activate your digital ID on Sanad government application by sending your information through Arabi Islami Mobile application.

Activation Steps

1. After logging into the Arabi Islami Mobile application, select "More" menu , then select "Sanad Digital identity"
2. Tap on 'Activate' at the bottom of the page.
3. You will receive a text message from "SANAD-eGov" that the digital ID has been activated successfully.

Social Security Corporation (Daman):

Now you can share your IBAN with the Social Security Corporation through Arabi Islami Mobile application by:

1. Access the app and navigate to the "Government Services" section.
2. Select "Daman" from the available options.
3. Choose the option to share your IBAN with Daman.
4. Follow the on-screen instructions to complete the process.

Request Services:

This service enables you to request banking services such as:

• Checkbooks
• Financing

Financial Calculator: 

You can Calculate:

• Approximate loan installments
• Expected returns on desired deposit amounts

Smart PIN

You can securely perform your financial transactions when logging into the Arabi Islami Mobile app using another mobile device registered with the bank.

Advance Salary  Withdrawal Service

• This service is available for salaries received from classified entities (governmental)
• The maximum withdrawal limit is 75% of the salary received by the bank after deducting loan installments and financial obligations.
• The salary must have been regularly deposited into the bank for the past six months.
• A fee of 1 Jordanian Dinar is charged for each withdrawal transaction.
• The service is available from the 2nd of each month until the 21st of the following month.